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What is MaxSafe?

Our MaxSafe program lets individuals or entities increase the maximum amount of Federal Deposit Insurance Corp. (FDIC) coverage1 from $250,000 to $4 million per accountholder: an unmatched level of protection.

    

We’ll be happy to have a 
MaxSafe expert get in touch.



FDIC INSURANCE
Offering unparalleled protection


BACKED BY WINTRUST COMMUNITY BANKS
All our banks are well-capitalized


ACCOUNT VARIETY
Options for individuals, businesses, and nonprofits


SIMPLIFIED TAXES
One 1099 tax form per account



FDIC INSURANCE
Offering unparalleled protection


BACKED BY WINTRUST COMMUNITY BANKS
All our banks are well-capitalized


ACCOUNT VARIETY
Options for individuals, businesses, and nonprofits


SIMPLIFIED TAXES
One 1099 tax form per account

Our MaxSafe program lets individuals or entities increase the maximum amount of Federal Deposit Insurance Corp. (FDIC) coverage1 from $250,000 to $4 million per accountholder: an unmatched level of protection.

Frequently Asked Questions

What are the particulars of the MaxSafe CD?

It's an automatically renewable, fixed-rate CD, with a $1,000 minimum deposit to open.

What is the MaxSafe Money Market?

It’s a Money Market account with the typical limitation of six transactions per month with FDIC insurance of up to $4 million per accountholder. The minimum deposit to open is $1,000. There is no minimum monthly balance requirement and no monthly service fee.

Do you offer MaxSafe IRAs?

Yes, we have IRAs available, but they cannot currently be opened online.

How can you offer such a high level of additional FDIC protection?

We spread deposits across our 16 community bank charters to combine individual FDIC protection. All of our banks are fully FDIC insured and deemed well-capitalized by regulatory agencies.

Who should I call with other questions?

You can reach a MaxSafe expert by calling 833-MaxSafe.

1. FDIC Insurance. Based on current FDIC deposit insurance coverage rules – see fdic.gov/resources/deposit-insurance/understanding-deposit-insurance/.

Frequently Asked Questions
 

What are the particulars of the MaxSafe CD?

It's an automatically renewable, fixed-rate CD, with a $1,000 minimum deposit to open.

What is the MaxSafe Money Market?

It’s a Money Market account with the typical limitation of six transactions per month with FDIC insurance of up to $4 million per accountholder. The minimum deposit to open is $1,000. There is no minimum monthly balance requirement and no monthly service fee.

Do you offer MaxSafe IRAs?

Yes, we have IRAs available, but they cannot currently be opened online.

How can you offer such a high level of additional FDIC protection?

We spread deposits across our 16 community bank charters to combine individual FDIC protection. All of our banks are fully FDIC insured and deemed well-capitalized by regulatory agencies.

Who should I call with other questions?

You can reach a MaxSafe expert by calling 833-MaxSafe.

1. FDIC Insurance. Based on current FDIC deposit insurance coverage rules – see fdic.gov/resources/deposit-insurance/understanding-deposit-insurance/.